John Jackson makes a number of strong points in his article on uninsured driving (Comment, 6 July). Another feature in these cases, in my experience, is that the driver is rarely charged with the insurance offence in isolation.
Usually, he has been stopped for another reason, and the total fine is attributed to the more serious offence.
I would, however, take issue on the subject of windscreen insurance discs.
It surprises me that John has not referred to the numerous occasions in the past when the subject has been raised. Nor has he mentioned that, had the proposal any merit, this would have come out at the time of the Greenaway Report.
Here are just a few reasons why, in my opinion, it is the motor insurance database (MID) and not windscreen discs that is the answer to the uninsured driver problem:
If anything, uninsured driving has increased there since the introduction of windscreen discs.
The MID is not perfect, and it does create problems in terms of updates and targets, but it has many advantages over windscreen discs. It is the best solution at present and it is likely to remain so for the foreseeable future.
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