Oak Underwriting has revamped its high net worth (HNW) home cover.
The policy, which is underwritten by the Beazley Syndicate at Lloyd's, includes an excess waiver for claims valued above £10,000.
It also features increases in legal expenses cover to £75,000, and an increase in business contents coverage to £20,000.
Managing director Tony Lumsden-Cook said: "These enhancements should once again ensure that we continue to be leaders in high net worth home insurance."
The revamp caps a successful 12 months for the insurer, which saw it write £6.2m in new business in 2002.
It also aims to generate up to £9.5m gross written premium in 2003.