The scope of insurance never ceases to amaze Backchat. Just when you think it's in danger of going a little stale around the edges, and when every conceivable thing has been insured, up pops a canny insurer with a brand new policy.

Winner of this month's 'innovation in insurance award' has to go to Pavilion. Not content with offering such delights as Orchestralguard, DJguard, Tackleguard and Gizmoguard, it has come up with a new policy, Re-enactorguard.

Described as its "most interesting insurance product so far", Re-enactorguard is designed to protect those brave enough to take part in historical and costume-based displays.

It covers theft of swords, armour and weapons, as well as vehicle cover (presumably for the chariots), and the use of explosives – blimey!

Inspired insurance work, but Backchat wonders whether the limescale cleaner sounding name could do with some tweaking – how about, Helmetguard?

The 2025 Insurance Times Awards took place on the evening of Wednesday 3rd December in the iconic Great Room of London’s Grosvenor House.

Hosted by comedian and actor Tom Allen, 34 Gold, 23 Silver and 22 Bronze awards were handed out across an amazing 34 categories recognising brilliance and innovation right across the breadth of UK general insurance.
Many congratulations to all the worthy winners and as always, huge thanks to our sponsors for their support and our judges for their expertise.

Topics