Churchill says it is a travesty that honest motorists have to pay for uninsured luxury drivers


So far this year, UK police have seized two Ferraris, three Lamborghinis, ten Bentleys, 40 Porsches and 1,767 BMWs because they were uninsured, according to figures compiled by Churchill Car Insurance.

And Churchill’s head of car insurance, Steve Barrett said it was “a travesty” that honest drivers had to pay higher premiums to cover the cost of uninsured drivers of luxury cars.

Out of a total of 27,688 cars seized this year, 1,892 have been auctioned, raising £1.1m, while 6,736 have been crushed, generating a scrap value of £636,891.

The data comes from a Freedom of Information Act request by Churchill submitted in early June.

Uninsured car seizures by UK police 20132014 2015 ytd
Cars seized  80,269  70,430  27,688
Highest auction price for a car  £217,933  £113,000  £18,874
Cars sold at auction  4,175  4,153  1,892
Money raised at auction  £3.3m  £3.2m  £1.1m
Cars crushed  19,609  16,004  6,736
Money raised from scrap  £2.3m  £1.7m  £643,891

Source: Churchill

The figures show that over the last three years, the most valuable car seized was sold at auction for £217,933 in 2013.

Earlier this month, police in Cambridgeshire seized an uninsured Lamborghini Huracan worth £180,000.

London is the “uninsured vehicle capital of the UK”, according to Churchill, with the Metropolitan Police seizing 9,935 cars already so far this year. This is twice the number of the second highest constabulary, West Yorkshire, where 4,125 cars have been seized.

“This analysis exposes just the tip of the uninsured iceberg,” Barrett said. “Thousands upon thousands of motorists across the country are driving without insurance, which is truly terrifying,” he said.

Brand seized201320142015 ytd
Ferrari  23  6  2
Lamborghini  31  6  3
Bentley  30  28  10
Porsche  124  75  40
BMW  4,799  3,732  1,767
Audi  2,792  2,303  1,147
Total  7,799  6,150  2,969

Source: Churchill

“We need an urgent examination of the penalties for uninsured motoring, introducing sentences that are a real deterrent and that will keep these irresponsible motorists off the road,” he said

“Drivers without car insurance drive up premiums for all other motorists. For an everyday motorist to be covering the costs of a driver that can afford a Ferrari is a travesty,” Barrett said. “The penalties for insured motoring should be far higher and money generated from increased fines should be pumped into covering the costs of uninsured drivers.”

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