Voted by UK brokers Sponsored by JMW Solicitors.

Close Premium Finance is delighted to have been voted Premium Finance Provider of the Year for the eighth time in 11 years.

This award is a wonderful recognition of our commitment to developing products and services that really will make the working lives of our brokers easier and more profitable.

Close Premium Finance introduced the concept of insurance premium finance to the UK in 1977 and remains the market leader today, currently lending more than £2.4bn of premiums through more than 5,000 brokers.

Our products cover every aspect of the premium finance market: commercial, personal lines and schemes, recourse and non-recourse finance - across paper, telephone and web-based systems.

Close Premium Finance has invested heavily in technology and business processes. Currently, more than 90% of our business is conducted across the internet.

Since its launch, our award winning online trading facility, i-prompt, has had the fastest take-up of any premium finance system.

Everything we do is designed to help brokers increase their income, reduce their costs and improve the standard of their customer service.

But no matter how hard we work, our business depends entirely on the success we help our brokers achieve. So we would like to thank everyone who has given us their vote of confidence.

This award is recognition of our dedication to the insurance market, to our broker customers and to our staff. It is a powerful motivator for us as we continue to work even harder to ensure that when it comes to premium finance, no-one else is Close.

Highly commended

Amber Credit

Amber Credit has had a great year and is delighted and proud to have been chosen as finalists for the Insurance Times Premium Finance Provider award for 2004.

To be listed as finalists alongside the two established industry giants makes us very proud and truly cements our position as an established, innovative and quality premium financier.

In the current climate of softening premiums, regulation and increasing costs, more and more brokers and intermediaries are utilising the specialist skills of an independent premium financier. Amber prides itself on its service and aims to offer a seamless outsourced finance facility for our clients. Whatever the requirement, recourse or non-recourse, personal lines or commercial lines, Amber can provide a facility and service that can enhance your business and allow you to concentrate on your core business.

In 2005, we will continue to build on our strategic partnerships with the major software providers and work hard for our clients to maintain our reputation for service and innovation in the challenging new regulatory environment.

All of us at Amber Credit are committed to ensure that we listen to our customers and provide the service they expect.

We are confident that this approach will ensure our continued growth in an expanding market place.

Premium Credit

Premium Credit is the UK's largest premium finance company, delivering exceptional service levels, product flexibility and delivery choice to more than 5,000 broker and insurer partners across the UK and Ireland.

Processing £3bn in the UK, Premium Credit specialises in financing commercial, personal and professional indemnity insurance. Premium Credit is also the largest provider of premium finance across the Lloyd's market, working with Lloyd's brokers, managing agents and syndicates.

It has been an exciting year for us, having been acquired by MBNA, the world's largest independent credit card lender in January. The business has grown significantly throughout the year, by acquisition (Can Do), new customers and global development with the launch of Premium Credit in Ireland. To complement this growth, we have made a number of high-profile appointments from within the sector.