Following last week's revelation that viewers found Michael Winner irritating in the Direct Line advert, Backchat invited readers to write in with more annoying ads. Phil Warman, of Livingstones Warman Insurance Brokers, suggests the NU Quote Me Happy advert - "I've got a green hatchback - quote me happy."

Letters intended for publication should be sent to: Insurance Times, 30 Cannon Street, London, EC4M 6YJ, or emailed to , or faxed to : 020 7618 3499