Saga Travel Insurance is including higher risk activities to its travel cover to reflect statistics that show over-50s are increasingly embracing so called higher-risk sports and activities, preferring excitement and adventure on holiday to more leisurely pursuits.

Andrew Goodsell, chief executive, Saga, said: "Increasing numbers of over 50s are seeking out an active and challenging lifestyle and might not stop to consider whether their travel insurance covers them for a particular sport or activity."

Saga Travel Insurance has introduced automatic cover for a wide range of leisure activities including canoeing, snorkelling, jet-skiing, surfing and trampolining with additional options to cover scuba diving and winter sports.

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