Royal & Sunalliance (RSA) has simplified the free cover limits on its group income protection schemes to bring greater transparency to consumers and financial advisers.

The free cover limits for income protection is now shown as an amount of the member's salary, rather than an amount of benefit.

In addition, RSA will disregard additional cover for pension contributions and employers' national insurance contributions for evidence of health purposes. This would have the effect of increasing the real value of evidence of free cover limits by up to 50%.

The 2025 Insurance Times Awards took place on the evening of Wednesday 3rd December in the iconic Great Room of London’s Grosvenor House.

Hosted by comedian and actor Tom Allen, 34 Gold, 23 Silver and 22 Bronze awards were handed out across an amazing 34 categories recognising brilliance and innovation right across the breadth of UK general insurance.
Many congratulations to all the worthy winners and as always, huge thanks to our sponsors for their support and our judges for their expertise.

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