Holman Insurance Brokers has launched a lifestyle-rated travel insurance policy with premiums calculated using factors such as job security and home ownership.

Customers can choose between single trip and annual cover and the policy will also provide cover for travellers aged between 65 and 75.

The scheme will be branded and marketed by Dial Direct, which is adding travel insurance to its existing portfolio of car, motorcycle and household insurance.

Andrew Holman, managing director of Holman Insurance Brokers, said: “The market for travel insurance is fiercely competitive but our innovative rating structure means we can ensure our policy provides excellent value.”