One has the utmost sympathy for Karen Stokes. Her treatment at the hands of the insurance business and others has been appalling, but sadly is far from unique.

Why her solicitors delayed submission of a claim to the MIB's uninsured scheme for a year is hard to understand.

If nothing else this would have increased the pressure on the various parties to establish once and for all whether the third party insurance cover was in force.

The lack of personal contact is an inevitable consequence of before-the-event legal expenses insurance and its reliance on large firms of panel solicitors.

For all the problems associated with the sector (and I accept there have been many), a good quality claims management firm will provide the personal service and response to queries that were sadly lacking for Karen.

Bernard Thornton FCII
Director
Assert Personal Injury Advisers

The 2025 Insurance Times Awards took place on the evening of Wednesday 3rd December in the iconic Great Room of London’s Grosvenor House.

Hosted by comedian and actor Tom Allen, 34 Gold, 23 Silver and 22 Bronze awards were handed out across an amazing 34 categories recognising brilliance and innovation right across the breadth of UK general insurance.
Many congratulations to all the worthy winners and as always, huge thanks to our sponsors for their support and our judges for their expertise.

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