Guy Browning takes a sideways look at insurance jargon

N is for
Net earned premiums - Online gambling

New business strain - Difficulty some feel cold calling

New for old - Second wife

No-fault liability - Admission by men that they are wrong whatever the facts

Non-disclosure - Training of men to like whatever dress their partner has chosen

Not taken up - Where your reading glasses are when you get into bed

Novation - Latest dental treatment

Nuisance - Customer

O is for
Obligee - New rap sensation

Occupational hazard - Broker's liver

Open cover - Unprotected manhole

Open slip - Accident by which someone falls into open cover

Ordinary share - Slightly disappointing bonus

Ostensible authority - Dictatorial manner of car park attendants

Overall insurance cover - Cover for painters and decorators

Overheads - Clever and witty comments you don't actually understand

The 2025 Insurance Times Awards took place on the evening of Wednesday 3rd December in the iconic Great Room of London’s Grosvenor House.

Hosted by comedian and actor Tom Allen, 34 Gold, 23 Silver and 22 Bronze awards were handed out across an amazing 34 categories recognising brilliance and innovation right across the breadth of UK general insurance.
Many congratulations to all the worthy winners and as always, huge thanks to our sponsors for their support and our judges for their expertise.

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