Guy Browning takes a sideways look at insurance jargon
J is for
Joint and several - The passing round of a cannabis cigarette
Jumbo risk - Risk of death after eating street hotdog
K is for
Keyman insurance - Insurance for concert pianist's fingers
L is for
Lapse - Place profit falls into for brokers
Larceny - Indecent larking about by intoxicated salesmen
Latent defect - Discovering on the train that your pants are back to front
Lessee - Glaswegian pronunciation of famous film dog
Letter of indemnity - Sick note from mother to avoid nasty meeting
Levy - Counterfeit jeans made in China
Lien - Name of uncouth secretary
Lienholder - Broker who fancies uncouth secretaries
Life annuity - How children view their parents' bank account
Life assured - Feeling you get after a successful meeting with managing director
Life expectancy - Calculation you do before a meeting with the managing director
Limitation - Estate version of Limit
Line sheet - Marks you get on your face when you've slept awkwardly
Liquidation - What happens to your bladder before a meeting with MD
Living on top - Accommodation above the broker
Lloyd's Name - Lloyd obviously
Loading - The transfer of most of the buffet to your paper plate
Loading the premium - Taking all the curried eggs from the buffet
Loanback - Kind of horse with distinctive markings