Guy Browning takes a sideways look at insurance jargon

C - is for . . .

Capital additions clause - A supplement reflecting the high cost of living in London

Capture and seizure - What happens when you try to pick up a pen under your desk with your toes

Carnet - A low fat ice cream

Catastrophe hazard - When you discover you've sent an e-mail to the entire company

Caveat emptor - Old style broker who wears a cravat and talks rather pompously

Cedent - Adhesive paste that secures dentures

Certificate of insurance - The piece of paper that is stored so carefully you can't find it

Chattels Nasty - rash you get from too much underwriting

Claims adjuster - Your partner's tendency to spoil your best stories by introducing facts

Clawback Desperate - but futile attempts to unsend dodgy e-mail

Closed fund - The petty cash tin when you're desperate

Combined liability policy - Marriage certificate

Commutation - How brokers get to their offices

Compound reversionary bonus - The tiny bit left after your boss has had his bonus

Consolidated option - The decision to stay on the sofa and not go to the gym

Consortium The last liquorices - the ones no one likes

Contingency fund - Petty cash

Contingent survivorship assurance - The promise you make to pay back the petty cash tin on pain of death

Contributory negligence - A form of long nightwear

Cooling-off period -What men require after removal of contributory negligence

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