Guy Browning takes a sideways look at insurance jargon

C - is for . . .

Capital additions clause - A supplement reflecting the high cost of living in London

Capture and seizure - What happens when you try to pick up a pen under your desk with your toes

Carnet - A low fat ice cream

Catastrophe hazard - When you discover you've sent an e-mail to the entire company

Caveat emptor - Old style broker who wears a cravat and talks rather pompously

Cedent - Adhesive paste that secures dentures

Certificate of insurance - The piece of paper that is stored so carefully you can't find it

Chattels Nasty - rash you get from too much underwriting

Claims adjuster - Your partner's tendency to spoil your best stories by introducing facts

Clawback Desperate - but futile attempts to unsend dodgy e-mail

Closed fund - The petty cash tin when you're desperate

Combined liability policy - Marriage certificate

Commutation - How brokers get to their offices

Compound reversionary bonus - The tiny bit left after your boss has had his bonus

Consolidated option - The decision to stay on the sofa and not go to the gym

Consortium The last liquorices - the ones no one likes

Contingency fund - Petty cash

Contingent survivorship assurance - The promise you make to pay back the petty cash tin on pain of death

Contributory negligence - A form of long nightwear

Cooling-off period -What men require after removal of contributory negligence

The 2025 Insurance Times Awards took place on the evening of Wednesday 3rd December in the iconic Great Room of London’s Grosvenor House.

Hosted by comedian and actor Tom Allen, 34 Gold, 23 Silver and 22 Bronze awards were handed out across an amazing 34 categories recognising brilliance and innovation right across the breadth of UK general insurance.
Many congratulations to all the worthy winners and as always, huge thanks to our sponsors for their support and our judges for their expertise.

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