Research shows parents think lying about main driver is legal
Moneysupermarket.com has found that almost one in five drivers (19%) have or would consider fronting on their motor insurance policy to save money, with one in three (31%) saying fronting is legal.
Fronting involves a parent insuring their child's car in their name and adding the child as a second named driver when they child will actually be the main driver.
The research found:
- 31% think it is allowed
- 34% think it is against the law
- 35% don't know.
Steve Sweeney, head of motor insurance at moneysupermarket.com said: "It's staggering to see the lack of awareness around the practice of fronting - how worrying that such a large percentage of motorists think it is either legal to do so or don't even know."
Other figures:
- 22% would not run the risk of fronting – 12% of those knowing their insurance claim might not pay out if caught doing so.
- Northern Ireland and East Anglia the most honest, with 36% and 33%
- London and Wales worst, where only 15% and 17% respectively would tell the truth to their motor insurance provider.
The 2025 Insurance Times Awards took place on the evening of Wednesday 3rd December in the iconic Great Room of London’s Grosvenor House.
Hosted by comedian and actor Tom Allen, 34 Gold, 23 Silver and 22 Bronze awards were handed out across an amazing 34 categories recognising brilliance and innovation right across the breadth of UK general insurance.
Hosted by comedian and actor Tom Allen, 34 Gold, 23 Silver and 22 Bronze awards were handed out across an amazing 34 categories recognising brilliance and innovation right across the breadth of UK general insurance.
Many congratulations to all the worthy winners and as always, huge thanks to our sponsors for their support and our judges for their expertise.
