Subscribers can sign in below to read the 21 March 2013 edition of Insurance Times in digital format. It includes all the latest industry news plus a special analysis on the best-performing insurers for 2012, including a break-out on Lloyd’s insurers’ performances; an interview with Deutsche Bank Group’s Guenter Droese; a spotlight on full-cycle e-trading; and an indepth look at what the rising number of insurer complaints means for the industry.