29. St Andrew's Insurance

Gross premiums written (2000): £127m
Year established: 1995
Parent: Bank of Scotland
Address:
Portsmouth Road
Esher
Surrey
KT10 9SA
Tel: 0845 300 2456
Fax: 0845 300 2458
Email: lharding@st-andrews.co.uk
Website: st-andrews.co.uk
History: St Andrew's Insurance, a member company of HBOS, was established in 1995 by an experienced management team from the creditor insurance industry.

It is a specialist provider of personal lines insurance products, with particular emphasis on creditor and other finance related products, and largely sold through financial institutions. It recently expanded into the travel insurance market and administration services.

Chief officer: John Blundell, managing director
Biography:
Blundell began his insurance career as a graduate trainee with Norwich Union before leaving to become a loss adjuster. He joined Consolidated Insurance Group as a marketing executive in 1989, then left after 18 months to become head of insurance operations for Mercantile Credit.

He rejoined Consolidated Insurance Group in 1993 to head their international operations. He was a member of the original management team that founded St Andrew's in 1995.

UK branch offices: One
UK staff: 160
UK general insurance agents: 61
UK general insurance 'club style' agents: None
Main classes of general insurance business: Creditor (accident, sickness and unemployment, critical illness and personal accident), miscellaneous property, travel and GAP
Key general insurance personnel:
Jeremy Gillard, director, sales and marketing
Andrew Taylor, director, strategic development
Deborah Hawkins, director, risk management
John Graves, director, finance
Renato Mazza, director, client management
Tony Pritchard, director, information technology