MoneySuperMarket reports 2% dip in insurance earnings for 2025’s H1

Mony Group, which trades as price comparison website MoneySuperMarket, has reported a 2% dip in its insurance linked earnings in the six months to 30 June 2025, according to the firm’s half-year financial results published today (21 July 2025).

Within the trading update, Mony Group confirmed that its insurance revenue across the first six months of 2025 reached £117.7m, compared to £119.9m for the same period in 2024.

The business attributed this change to a “strong prior year” in 2024 where “car insurance premiums surged” and there was “exceptional growth in car insurance switching”.

In comparison, Mony Group noted that car insurance premiums fell 9% in the first half of 2025, while home insurance premiums recorded modest growth of 4%.

“To compensate for the headwinds in car, we shifted our focus to other insurance categories, with home, life and travel performing well,” the report noted.

Across Mony Group’s entire business – which also includes banking, energy, broadband and cashback, for example – revenue for the first six months of 2025 amounted to £225.3m, marking a 1% increase on 2024’s H1 result of £223.5m.

Its adjusted earnings before interest, tax, depreciation and amortisation (ebitda) grew 2% to £75.1m – which Mony Group attributed to a “continued focus on cost control and greater automation” – profit after tax improved by 3% to £45.6m and operating profit increased 1% to £61.2m over the same reporting period.

The firm’s operating cashflow, however, dropped 16% to £43.7m – compared to £51.8m in 2024 – and gross profit decreased 3% to £147.7m.

Based on these figures for H1 2025, Mony Group is confident it will achieve adjusted ebitda between £137m and £150m for the full-year.

The report stated: “Despite the headwinds faced in some of our end markets, we continue to leverage our strength in breadth and the agility of our platform to deliver resilient financial performance while maintaining strategic momentum.

“We remain well positioned to deliver sustainable, profitable growth. Our strategic focus on deepening customer engagement, broadening our product offerings and disciplined execution gives us the platform to navigate whatever market conditions lie ahead.

“We’re confident in the opportunities for H2 and beyond.”

Headwinds hamper growth?

Peter Duffy, chief executive at Mony Group, said on the results: “We’ve started the year well, hitting strategic milestones and growing revenue and profits despite the challenges faced in some of our end markets.

“Ours is a business that only makes money if customers save money and in the first half of 2025, we helped customers to save an estimated £1.4bn.

“The investment we’ve made to date in our data and tech platform means we have a scalable and competitive springboard to unlock further artificial intelligence and innovative product development opportunities.”