One of my clients called me with a dilemma. On checking his current documentation to ensure all his policies were up to speed with regards to the new age discrimination regulations coming into force, he advised me that his motor fleet policy "stuck out like a sore thumb".

His current fleet policy, written at Lloyd's, was restricted to cover drivers over the age of 25. This, he advised me, makes his company "ageist", as it now does not employ drivers under the age of 25.

An insurance legal team advised me that my client could be classed as being "ageist" and that policyholders must bear the brunt of the cost of having unrestricted driver policies. I was also advised that this was also the case for the young driver excess. What, if anything, will insurers be doing to assist?

Mark Robinson
Account executive
JM Glendinning (Insurance Brokers)