The ABI's Justin Jacobs looked to the Dutch for system for a guide to how things are done well on the claims front.

Of the Dutch system, he said: "The statutory scheme there meets claims in an out of court process, there is a rapid assessment of liability and a fixed tariff and early payment."

But he warned that there was a move towards implementing legislation in the UK that was not thought through. He warned: "Rushed legislation is nearly always bad legislation and will always have unintended consequences."

Jacobs said that legislation needs to ensure that: it applies to workplace exposure; and insurers are able to claim back compensation from the FSCS when one of the liable insurers is insolvent.

And on the Barker debacle Jacobs commented: "Reversing Barker should just be a stop-gap measure, but it does not speed up or simplify the process."