Folgate chief executive Andy Homer last week was spotted with a well-worn bag that looked like it was being held together with duct tape.

But on closer inspection the bag turned out to be a vintage Biba conference freebie with the duct tape obscuring the sponsor's name. Can you guess the name under the tape? Yes, that's right, Zurich - the company that just cancelled Folgate's £18m commercial lines agency.

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