RK Shipman offers new household policy which offsets carbon omissions

Householders who buy a new home insurance policy through RK Shipman, can have their personal carbon emission output offset by the Exeter based broker.

HomECOver is a new policy underwritten by several leading insurers and is the first in the UK which will offset up to 100% of the carbon emitted by the average UK household, which equates to around six tonnes per annum.

Green policies have previously been associated with motor and travel insurance but HomECOver is thought to be the first household insurance to market with carbon trading as the core of its appeal to homeowners.

Peter Ellis, managing director of RK Shipman, said: “We believe this innovative policy is a winner for the consumer. It offers truly comprehensive cover at highly competitive rates; it triggers payment to a carbon offsetting company equivalent to the average UK household carbon emission and we are also offering discounted premiums to householders who already have energy efficient home improvements.”

Householders who have installed items like loft insulation, solar energy panels, cavity wall insulation and small home wind turbines can expect to save up to 10 % on their Homecover insurance. Quotes are instantly available and policies are noe purchasable online.