The European Union is set to force member states to impose a common system of compensation for crimes usually covered by commercial personal injury policies.

The proposed directive on compensation to crime victims will call for a minimum standard of compensation for a range of crimes. According to the EU, the new legislation will not cover non-intentional crimes, "because they are often covered by insurance policies."

Significantly, the plans would force nation states to create a scheme whereby claims would be handled from other states.

Central to the proposals is that EU citizens should receive the same treatment across the continent. The move was sparked by concerns that compensation schemes are highly irregular across the EU.

EU commissioner for Home Affairs Antonio Vitorino said: "This situation is not acceptable. It is therefore crucial that a right to adequate compensation is introduced for crime victims in the EU."

The legislation also includes new rules on calculating compensation and guidelines of the amount of damages that can be awarded.

The 2025 Insurance Times Awards took place on the evening of Wednesday 3rd December in the iconic Great Room of London’s Grosvenor House.

Hosted by comedian and actor Tom Allen, 34 Gold, 23 Silver and 22 Bronze awards were handed out across an amazing 34 categories recognising brilliance and innovation right across the breadth of UK general insurance.
Many congratulations to all the worthy winners and as always, huge thanks to our sponsors for their support and our judges for their expertise.

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