The FSA is urging independent financial advisers (IFAs) to take advantage of the opportunities the changing retail market place will present or get left behind.

A conference is being held in Birmingham later this month designed to help firms understand the future market and its implications, and to make the FSA easier to do business with.

FSA retail intermediaries sector leader warned: "Policy changes such as depolarisation and basic advice will have a major effect on the market and IFAs must make sure that they get their business models right, or they will suffer.”

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