More than 500,000 male drivers have admitted to passing their penalty points on to another person, a new report by Direct Line reveals.

Around 3% (564,000) of male drivers have passed on points to avoid them being added to their own licence.

A further 180,000 men have tried point swapping but failed.

Andy Goldby, director of motor underwriting at Direct Line, said: “Motorists are increasingly risking perverting the course of justice in order to maintain a clean licence, as well as to avoid a driving ban.

"However, trying to escape convictions by swapping points with another person is illegal and can lead to prosecution for both parties. The way to avoid a driving ban in the first place is simple – drive responsibly.”

The most prolific points swappers are in the North East, with 5% owning up to swapping penalty points with their partner, friends or family members.

No women admitted to getting someone to take their points for them, Direct Line said.

The 2025 Insurance Times Awards took place on the evening of Wednesday 3rd December in the iconic Great Room of London’s Grosvenor House.

Hosted by comedian and actor Tom Allen, 34 Gold, 23 Silver and 22 Bronze awards were handed out across an amazing 34 categories recognising brilliance and innovation right across the breadth of UK general insurance.
Many congratulations to all the worthy winners and as always, huge thanks to our sponsors for their support and our judges for their expertise.

Topics