So Richard Harvey is off to Africa for the "gap year he never had".

Good luck to him - combined ratios in the Congo and Darfur could do with some improvement.

And Patrick Snowball could be forgiven for heading off on a frolic of his own, given Andrew Moss' installation ahead of him as Aviva head honcho.

What price Snowball following his old boss into the African bush? Harvey will certainly need a bag carrier on his epic voyage.