The Hospital Saving Association (HSA) is using England's injury plight to highlight the benefits of a healthcare cashplan.

The marketing move is designed to reduce the millions of pounds paid out in physiotherapy claims.

Last year, the average claim exceeded £80 and according to HSA, this equated to approximately three sessions with a physiotherapist including the initial consultation.

An HSA spokeswoman said: "Those concerned about the cost of physiotherapy, should consider a healthcare cashplan."

Based on a contribution of £3.60 per week, a family of four can claim back cash up to a maximum of £230 per person.