The insurance industry is failing to take good health and safety records into account when setting employers' liability premiums, as promised under a pilot scheme.

According to a report, The British Printing Industries Federation, which piloted the scheme with the ABI, said its members had seen little difference in the way insurers determined premium levels for its members.

The ABI said it had never promised that the "Making the Market Work" scheme would deliver changes overnight.

The ABI set up the scheme, which accredits trade association health and safety policies, at the request of the Health and Safety Executive.

The 2025 Insurance Times Awards took place on the evening of Wednesday 3rd December in the iconic Great Room of London’s Grosvenor House.

Hosted by comedian and actor Tom Allen, 34 Gold, 23 Silver and 22 Bronze awards were handed out across an amazing 34 categories recognising brilliance and innovation right across the breadth of UK general insurance.
Many congratulations to all the worthy winners and as always, huge thanks to our sponsors for their support and our judges for their expertise.