Insurers have hit back at reports that homeowners in Carlisle would face "knee-jerk" premium increases after the recent flooding.

Norwich Union (NU) head of underwriting Laurence Loughnane said: "Insurers make allowances for flooding risks when they are setting prices.

"If there are premium increases it won't be specific to Carlisle. It will be because we have an increased knowledge of where flooding is likely to occur and because the industry is working to improve its risk-based pricing."

The 2025 Insurance Times Awards took place on the evening of Wednesday 3rd December in the iconic Great Room of London’s Grosvenor House.

Hosted by comedian and actor Tom Allen, 34 Gold, 23 Silver and 22 Bronze awards were handed out across an amazing 34 categories recognising brilliance and innovation right across the breadth of UK general insurance.
Many congratulations to all the worthy winners and as always, huge thanks to our sponsors for their support and our judges for their expertise.