Coverclick.COM, backed by Royal & Sunalliance (R&SA), is extending its credit insurance product aimed at small to medium-sized enterprises.

Single Buyer Insurance cover protects companies for a given period, usually a year, against a named customer going bust or failing to pay any invoice in reasonable time. The product can be obtained direct or through brokers.'s chief executive David Neckar said the policy had been developed following feedback from users: “Customers come to us because they are busy people and we save them time as well as money.”