According to Moody's, the overall credit outlook for the UK insurance sector remains stable.

The forecast reflects the industry's generally reduced balance sheet strength which, said the ratings agency, is offset by good levels of recent underwriting profitability and a strengthening regulatory and
risk-controlling environment.

Moody's said insurers have experienced weakening balance sheets as stock markets fell. As a result, the ratings agency said, many players used excess capital or restructured operations to maintain sound financial positions.

The ratings agency said recent years have seen good underwriting results for some lines, but predicted near-term results were likely to worsen as premium rates in some lines softened

The 2025 Insurance Times Awards took place on the evening of Wednesday 3rd December in the iconic Great Room of London’s Grosvenor House.

Hosted by comedian and actor Tom Allen, 34 Gold, 23 Silver and 22 Bronze awards were handed out across an amazing 34 categories recognising brilliance and innovation right across the breadth of UK general insurance.
Many congratulations to all the worthy winners and as always, huge thanks to our sponsors for their support and our judges for their expertise.

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