MIB/Aviva research finds parents think fraud is acceptable

Aviva funded research from the Motor Insurers' Bureau (MIB) found 70% of UK drivers do not know ‘that fronting for their children is wrong and of those that do, only one in five admit to it.

  • More than a third (35%) of drivers justify 'fronting' as being a loophole in the law
  • One in ten (10%) believe that ‘fronting' is a legitimate way of obtaining cheaper motor insurance
  • And only a third (30%) of motorists were able to correctly define the term 'fronting‘
  • When presented with a definition of the term ‘fronting' 94% of those surveyed deem fronting an insurance policy to be socially unacceptable.
  • A third (31%) of drivers wrongly assume that they will be covered if the policy is 'fronted‘

Ashton West, chief executive of MIB said: "There is a lot of confusion amongst drivers about the importance of giving accurate information about the main driver to an insurer. There is a need to help drivers understand and appreciate the importance of being adequately insured."

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The 2025 Insurance Times Awards took place on the evening of Wednesday 3rd December in the iconic Great Room of London’s Grosvenor House.

Hosted by comedian and actor Tom Allen, 34 Gold, 23 Silver and 22 Bronze awards were handed out across an amazing 34 categories recognising brilliance and innovation right across the breadth of UK general insurance.
Many congratulations to all the worthy winners and as always, huge thanks to our sponsors for their support and our judges for their expertise.

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