Backchat was back at Twickenham again on Saturday, this time with the main sponsors Lloyds TSB. Genial host was none other than keen Scot, John Spencer, head of the bank's branch network, who was riding high on the crushing Scots' victory last year that robbed England of the Grand Slam.

But he got the Sweaty Socks' excuses in early, and claimed that if England won by anything less than 40 points it would be a moral victory for the Scots. In the charity sweepstake that followed, Backchat took Spencer at his word and suggested a 40-point difference, which turned out to be an accurate prophecy.

After the match – and after ribbing kilt-clad guest Scott Hastings about the Scots' defeat – Backchat declined to take his winnings, leaving it all to the chosen charity of the day, Mencap. The Lloyds TSB guests managed to rustle up more than £1,300 for the charity.


The 2025 Insurance Times Awards took place on the evening of Wednesday 3rd December in the iconic Great Room of London’s Grosvenor House.

Hosted by comedian and actor Tom Allen, 34 Gold, 23 Silver and 22 Bronze awards were handed out across an amazing 34 categories recognising brilliance and innovation right across the breadth of UK general insurance.
Many congratulations to all the worthy winners and as always, huge thanks to our sponsors for their support and our judges for their expertise.

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