Perhaps it is the style of the times, but could the bumper year at Lloyd's have anything to do with Richard Ward's coiffure?

IT fashionistas have learned that the Lloyd's head man shares his name with an award-winning hairdresser, who claims to provide in-depth consultations, analysis and quotations – for chignons.

A snip at £120, perhaps it's not so surprising that the future at Lloyd's is looking so good. Flawless, even.