A few weeks ago Backchat reported the plight of football's Mr Mopey

Peter Reid who was quoted as "unhappy" by a Gibraltar-based underwriter. That was until the company boss heard about it and made the underwriter apply the Sally rule (same as last year).

Was Reid happy? It seems not. Reid has not renewed his policy. It would be no surprise in the current soft private motor market if Reid could not find half a dozen insurers prepared to quote him as "happy".