Zurich Municipal is issuing advice to customers on ways to protect their property from damage caused by freezing weather during the winter months.
The advice follows warnings from the Met Office that Britain is set to face the coldest winter in a generation.
Zurich Municipal's key recommendations highlight the ways in which property owners can minimise the risk of damage occurring to their property through simple and practical steps such as carrying out regular inspections and ensuring heating systems are kept warm to avoid freezing.
Graham Page, senior risk management consultant at Zurich Municipal, said: "Many claims relating to property damage caused by the weather can be prevented. For property owners, following simple risk management procedures is a far more cost effective way of dealing with a problem than paying for claims."