Scots and women more honest as more than a third would lie

A survey by Moneysupermaket.com has found that 12 million drivers make a fraudulent claim to insurers to ensure payout.

The survey asked motorists whether they would reveal the truth to their insurer if they hadn't secured their vehicle properly and it was stolen:

  • 18 per cent were honest enough to say they would volunteer this information without being asked
  • 36 per cent would not reveal this information willingly to their insurer
  • 9% say they would never tell the truth
  • 31% would only be upfront with the truth if they were pressed
  • 15% of 20-somethings prepared to lie
  • 6% of those in their fifties
  • 5% of sixty-somethings
  • 14% of those living in the North East and Yorkshire would never tell their insurer the truth
  • 2% cent of motorists in East Anglia would lie
  • 27% of Scots claim they would volunteer information without being asked
  • 33% of women would reveal the information if asked - compared to just 28% of men

Andy Leadbetter, managing director of insurance at moneysupermarket.com said: "It's a real surprise to find out so many motorists are ready to lie in order to secure a motor insurance payout. In the current climate, many people may be concerned about receiving adequate payout from their insurer. However it would be foolish to keep quiet and withhold information; if you are caught out it could back-fire and be seen as fraudulent behaviour in the eyes of an insurer, and could result in them refusing to cover you in the future."

The 2025 Insurance Times Awards took place on the evening of Wednesday 3rd December in the iconic Great Room of London’s Grosvenor House.

Hosted by comedian and actor Tom Allen, 34 Gold, 23 Silver and 22 Bronze awards were handed out across an amazing 34 categories recognising brilliance and innovation right across the breadth of UK general insurance.
Many congratulations to all the worthy winners and as always, huge thanks to our sponsors for their support and our judges for their expertise.

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