UK is one of only a few EU countries to include flood cover as standard in home insurance policies

The ABI has told Brussels not to interfere with UK arrangements for insuring natural catastrophes, following the announcement of a European Commission probe.

Michel Barnier, European commissioner for internal markets and services, said the Commisson would carry out an investigation of insurance schemes covering natural catastrophes. The UK is one of the few EU markets to include flood cover in home insurance as standard following an agreement between industry and government.

An ABI official said: “We will work to ensure remedies to fix problems elsewhere do not harm the UK.”

The 2025 Insurance Times Awards took place on the evening of Wednesday 3rd December in the iconic Great Room of London’s Grosvenor House.

Hosted by comedian and actor Tom Allen, 34 Gold, 23 Silver and 22 Bronze awards were handed out across an amazing 34 categories recognising brilliance and innovation right across the breadth of UK general insurance.
Many congratulations to all the worthy winners and as always, huge thanks to our sponsors for their support and our judges for their expertise.

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