2005 not only brings FSA regulation but it also brings...naked brokers. The cheeky staff at Layton Blackham's Welshpool branch seem to have decided to follow in the footsteps of the Calendar Girls and pose for a nude calendar in aid of the Macmillan Cancer Care Nurses and the Shropshire and Mid Wales Air Ambulance.

Copies are available for £5, with all proceeds going to the above charities. And to whet your appetite, pictured is Backchat's personal favourite, Mr November. Very special.