SMARTmiles aimed at young or inexperienced motorists


Hastings Direct has given more information on its trial of a telematics insurance proposition, SMARTmiles.

The scheme is aimed at young or inexperienced drivers, and will give any driver that stays under 10,000 miles a year the option of basing their motor premium on their driving behaviour.

Hastings Direct will install a telematics black box as part of the scheme. The box then monitors driving behaviour such as mileage, speed, braking behaviour and time, and gives the driver feedback through a website, with good drivers getting premium discounts.

To encourage drivers to sign up, Hastings Direct is offering drivers discounts of up to 36% when they start using SMARTmiles.

Hastings Direct head of product development Ben Tomasetti said: “Telematics is a relatively new pricing model for insurance, but good drivers who honour our 10,000 mile annual limit should benefit from great prices.  

“Since the trial started, more than 87% of our SMARTmiles customers have already achieved either good or excellent score and are on track save money at renewal.”