The funding structure would mean insurers would pay for claims relating to decades-old illnesses

The mechanism for funding the proposed government-run Employers’ Liability Insurance Bureau (ELIB) is “fundamentally flawed”, a defendant insurance solicitor has warned.

Consultation closed earlier this month on the proposal. The Department of Work and Pensions wants all insurers to pay into the scheme to cover injured workers’ claims that cannot be traced to an employer or insurer. David Pugh, of law firm Keoghs, said insurers would be funding claims relating to illness that developed decades ago.

However, because ELIB’s costs were meant to be picked up by the industry, it was less likely to be affected by spending cuts.

The 2025 Insurance Times Awards took place on the evening of Wednesday 3rd December in the iconic Great Room of London’s Grosvenor House.

Hosted by comedian and actor Tom Allen, 34 Gold, 23 Silver and 22 Bronze awards were handed out across an amazing 34 categories recognising brilliance and innovation right across the breadth of UK general insurance.
Many congratulations to all the worthy winners and as always, huge thanks to our sponsors for their support and our judges for their expertise.

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