LINK Insurance, the products arm of Lloyd's managing agent Kiln, has overhauled its system for quoting short-term life cover.

Short-term life cover of up to 10 years is available from Link on an individual and group basis. It comprises family protection, loan cover, keyman insurance, death in service and share protection.

Terminal illness benefits and double indemnity in case of accidental death can be added. Discounts are available for large sums assured. Link is now offering a fast-track quotation system that ensures 90% of applications are processed within 24 hours.