77% of poll respondants want a website set-up to 'shop' offenders

Uninsured drivers kill up to 160 people every year but may only receive fines as low as £50 which fail to deter them from getting proper insurance, reports The Mail.

A poll of 2,000 people by insurer Direct Line found motorists believe fines must be much harsher. The current fine for getting behind the wheel without insurance is around £200.

The survey also found 34% of motorists wanted uninsured drivers who are caught to be forced to take their driving test again, while 28% would support life driving bans for offenders.

Another 77% would like an uninsured drivers' hotline or website where they could 'shop' someone they knew was driving while uninsured.

Direct Line motor underwriting director Andy Goldby said: “We fully support what the UK's fed-up motorists want. They want harsher penalties, larger fines and a hotline to give information on those driving uninsured, though most of all they want decisive action.”

“Uninsured drivers put a huge cost on society and the UK motorist has had enough. A £900 fine is more than the average insurance premium and would act as a real deterrent to those who wish to drive uninsured, Goldby added.

The 2025 Insurance Times Awards took place on the evening of Wednesday 3rd December in the iconic Great Room of London’s Grosvenor House.

Hosted by comedian and actor Tom Allen, 34 Gold, 23 Silver and 22 Bronze awards were handed out across an amazing 34 categories recognising brilliance and innovation right across the breadth of UK general insurance.
Many congratulations to all the worthy winners and as always, huge thanks to our sponsors for their support and our judges for their expertise.