Gross written premium (1999):

Gross written premium (1999):

Direct Line Group

Year company established:

UK head office:
PO Box 300
LS99 2LZ
tel: 0113 255 3831
fax: 0113 236 1045



Company history:
Formed in 1974, UK Insurance (UKI) is a specialist insurer based in Leeds. It is authorised to write almost all classes of business. Operating almost as a virtual insurer, the company provides third-party intermediaries with capital, underwriting expertise and the legal vehicle to write legitimate insurance schemes under their own brand names such as RSPCA Pet Insurance.

UK Insurance has strong ties with its sister company Green Flag Motoring Assistance, and underwrites its repair and recovery service for vehicles following mechanical breakdown. This generates approximately 80% of all UKI's gross premiums

Chief officer:
Paul Smith

After qualifying as a barrister, Smith worked in the London insurance market – including a Lloyd's aviation syndicate – and then for Commercial Union. He joined UKI in 1990

UK branch offices:

UK staff:

Main classes of business:
vehicle breakdown, travel, payment protection, warranty, household and pet