Gross written premium (1999):

Gross written premium (1999):

Provident Financial

Year company established:

UK head office:
Halifax House
Ferguson Street
Blackwall, Halifax
West Yorkshire
tel: 01422 331 166
fax: 01422 232 599


Company history:
Established in 1966, Provident (then trading as Halifax Insurance Company) was bought
by Provident Financial in 1978. Subsequently, it has undergone two further name changes – in November 1992 to Halifax Insurance, and in March 1994, when the new name, Provident Insurance, brought it in line with its parent company.

Much of Provident's success is due to its specialisation as an insurer of female motorists. As early as 1985, Provident recognised that female motorists represent a better risk than male motorists. Since then it has introduced specialist female-oriented policies and discounts while still maintaining products and services that appeal to both sexes

Chief officer:
Nick Illingworth, managing director

Nick Illingworth joined Provident Insurance in 1992 following a six-year period at the parent company Provident Financial. Since joining, he has had numerous responsibilities including claims, underwriting, reinsurance and human resources. He was appointed managing director in 1998

UK branch offices:
centrally based in Halifax

UK staff:
400 approximately

UK general insurance agents:

UK general insurance “club style” agents:

Direct arm:

Main classes of business:
motor insurance and motorists' legal expenses insurance

Key general insurance personnel:
Robert Glen, finance director
Mark Collier, operations director
Simon Kneller, director of actuarial services
Ian Bullock, marketing director
Mark Chadwick, business development executive
Michael Lee, business development executive