The Retirement Insurance Advisory Service (RIAS) has produced a low cost motor policy for older motorists.

Up to £50,000 worth of legal expenses cover can be added to the policy for £12.50, compared to the market rate of £40.

There is no upper age limit to the policy, which is intended for people aged 50 or over.

Cover is offered to disabled drivers who hold a full licence. Company car drivers can also transfer any no claims bonus they have built up.

The policy also includes up to £5,000 of personal accident cover. Existing policyholders have an automatic right to renew.


The 2025 Insurance Times Awards took place on the evening of Wednesday 3rd December in the iconic Great Room of London’s Grosvenor House.

Hosted by comedian and actor Tom Allen, 34 Gold, 23 Silver and 22 Bronze awards were handed out across an amazing 34 categories recognising brilliance and innovation right across the breadth of UK general insurance.
Many congratulations to all the worthy winners and as always, huge thanks to our sponsors for their support and our judges for their expertise.

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