Low interest rates, poor markets and bonds are a danger
Insurers’ biggest risk is low or even decreasing interest rates as well as risks related to depressed equity markets and volatility of credit spreads on bond instruments, regulatory group CEIOPS has said.
A prolonged period of economic recession would be particularly challenging for the underwriting performance.
In 2009 solvency margins have slightly increased due to the recovery in financial markets. CEIOPS reports that most insurance firms’ solvency margins include sufficient shock absorption capacity helping them to get through the recession period.
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The 2025 Insurance Times Awards took place on the evening of Wednesday 3rd December in the iconic Great Room of London’s Grosvenor House.
Hosted by comedian and actor Tom Allen, 34 Gold, 23 Silver and 22 Bronze awards were handed out across an amazing 34 categories recognising brilliance and innovation right across the breadth of UK general insurance.
Hosted by comedian and actor Tom Allen, 34 Gold, 23 Silver and 22 Bronze awards were handed out across an amazing 34 categories recognising brilliance and innovation right across the breadth of UK general insurance.
Many congratulations to all the worthy winners and as always, huge thanks to our sponsors for their support and our judges for their expertise.
