The year of the staycation

With a holiday home left empty for long periods of time throughout the year and the fact the owner may rent it out to guests, it is important that the property owner considers the level of cover needed to ensure their holiday rental is sufficiently protected

With the ongoing discussion and shaping of rules relating to foreign travel, there remains a significant rise in popularity for the Staycation, and in particular the availability and accessibility of holiday homes in the UK.  

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Now if your client is a property owner with Holiday Homes available to rent, this could be a rather lucrative season!  It is important therefore to ensure the appropriate insurance cover is in place otherwise this buoyant market opportunity could see policyholders exposed and left vulnerable.

With a holiday home left empty for long periods of time throughout the year and the fact the owner may rent it out to guests, it is important that the property owner considers the level of cover needed to ensure their holiday rental is sufficiently protected.  Getting the right cover for a property that is unoccupied for shorter or longer periods is vital.  Whether this is down to quieter rental periods or during planned maintenance, giving your customers peace of mind against the risks that are considered more prevalent when owning a holiday home such as burglary, malicious damage, storm, and escape of water, is a priority.

Holidaying in the UK has seen a sharp rise and the search for more unique and unusual properties to let has also become a focus.  With this comes the development of special buildings for rental such as thatched homes, converted commercial properties, historic mills, windmills, railway carriages and other unusually constructed or located properties.  Sourcing the correct cover for these unique properties is vital and we pride ourselves on offering specialist solutions for these customers.

With an appetite for UK Holiday Homes cover, the Prestige Underwriting Coverall product covers these risks, giving property owners peace of mind that your home-away-from-home is protected.

How do I get a quote?

To find out more about how Prestige Underwriting can support you in placing household risks, visit the Coverall household product page, under ‘Property’ on Aviva Marketplace where you’ll find our wide range of solutions for those hard to place risks.