One in 10 drivers lies when making car insurance applications thereby invalidating his...

One in 10 drivers lies when making car insurance applications thereby invalidating his cover, according to a study by RAC Financial Services.

Pretending a vehicle is kept overnight in a locked garage is the most common falsehood, with 11% of those questions admitting they were guilty.

Other false statements include deliberately under-estimating the value of a car (6%) and its power and performance (3%), and giving the wrong main address (2%) to attract a lower premium.

Around 25% said they had driven without an MoT certificate, 18% said they had been on the road with an expired tax disc and 9% owned up to driving without insurance at some point.

RAC Financial Services spokesman Philip Hale said: "When you look at the bills some people face, it's easy to understand why they feel pushed to reduce their car costs.

"But it's often a false economy. Many insurance policies will be invalid if the details given don't match the vehicle."

Topics