One in 10 drivers lies when making car insurance applications thereby invalidating his...

One in 10 drivers lies when making car insurance applications thereby invalidating his cover, according to a study by RAC Financial Services.

Pretending a vehicle is kept overnight in a locked garage is the most common falsehood, with 11% of those questions admitting they were guilty.

Other false statements include deliberately under-estimating the value of a car (6%) and its power and performance (3%), and giving the wrong main address (2%) to attract a lower premium.

Around 25% said they had driven without an MoT certificate, 18% said they had been on the road with an expired tax disc and 9% owned up to driving without insurance at some point.

RAC Financial Services spokesman Philip Hale said: "When you look at the bills some people face, it's easy to understand why they feel pushed to reduce their car costs.

"But it's often a false economy. Many insurance policies will be invalid if the details given don't match the vehicle."

The 2025 Insurance Times Awards took place on the evening of Wednesday 3rd December in the iconic Great Room of London’s Grosvenor House.

Hosted by comedian and actor Tom Allen, 34 Gold, 23 Silver and 22 Bronze awards were handed out across an amazing 34 categories recognising brilliance and innovation right across the breadth of UK general insurance.
Many congratulations to all the worthy winners and as always, huge thanks to our sponsors for their support and our judges for their expertise.

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