Insurer dips a toe in the murky motor market

Allianz this week announced it would be hiking premiums by 30% for motorists with convictions for driving while using a mobile phone.

A headline grabbing move, but Backchat (with his underwriter hat on) cannot help thinking that rating according to the risk was something that motor insurers should be doing anyway.

Whatever next, increasing premiums for people with more expensive houses?