One sport's fan has brought a whole new meaning to the song, "we're football crazy, we're football mad".

Paul Hucker, from Ipswich, has taken out a £100 policy through broker British Insurance, to cover against any trauma caused if England are knocked out of the World Cup early. Hucker will get £1m in damages if five sports commentators judge that the team's exit is premature and if he can provide medical evidence to show he has suffered mental trauma.

For £1m Backchat suspects that most people will endure the mental trauma of watching England underperform again on the world stage.